What We Offer
What is a Medicare Supplement?
A Medicare Supplement insurance policy is private coverage designed to "fill the gaps" left by Original Medicare. While Medicare covers many healthcare costs, it doesn't pay for everything—leaving you responsible for out-of-pocket expenses like deductibles, copayments, and coinsurance. By adding a Supplement plan to your Part A and Part B coverage, you gain predictable monthly budgeting and significantly reduced out-of-pocket risks.
Most importantly, these plans offer the freedom to see any doctor or specialist in the country who accepts Medicare, without the need for referrals or network restrictions.
That's Where We Come In...
Working with a us provides a layer of personalized advocacy that a search engine simply can’t match. Because Medicare is a "one-size-fits-most" system, We can act as a navigator to identify which specific plans align with your unique budget, preferred doctors, and prescription needs. Beyond the initial enrollment, We serve as your dedicated point of contact for the life of the policy—helping you resolve billing issues, filing appeals, or performing annual reviews to ensure your coverage remains competitive as rates and regulations change.
Best of all, these services come at no additional cost to you, as the insurance companies compensate us directly.
Insurance Plans Available
Medicare Supplements, Advantage Plans, and Prescription Drug Plans
For many of my clients, these plans transform the "great unknown" of healthcare costs into a manageable, predictable budget. From near-total coverage on medical expenses to providing a structured way to pay for essential drugs, these plans allow you to focus on enjoying retirement rather than worrying about the unknowns.
Hospital Indemnity Plans
A Hospital Indemnity Plan is a supplemental insurance policy that pays a fixed cash benefit directly to your client if they are hospitalized. Unlike major medical insurance or Medicare, an indemnity plan pays the policyholder a set dollar amount for a predetermined number of days. It acts as a financial "safety net" that triggers exactly when a client’s out-of-pocket medical expenses are likely to be at their highest.
Other Plans
We also offer Life Insurance Plans, Dental Plans, and Travel Insurance plans to keep you prepared for all the unknowns in your life.
Meet the Team
Here for all of your early retirement planning needs
Licensed Insurance Broker
"Medicare" Mary Bundy
I’m an independent supplemental health insurance broker with over 10 years experience.
Mary Bundy Insurance LLC
Certified Financial Advisor
Michael Onkes
With over 15 years of experience, I specialize in early retirement planning through comprehensive financial planning.
Willow Creek Wealth Management